SAI Annual Convention: Embedding Wearable Health Tech into Insurance

On 18 May 2018, I look forward to presenting a session entitled “Embedding Wearable Health Tech Into Insurance” at the Society of Actuaries in Ireland’s Annual Convention. The session will explore the potential for physical activity trackers and other wearable health technologies to become embedded into the insurance industry over time. It will draw on ...

Unwillingness to disclose data to insurers could hold back progress in genomic medicine

With the Facebook-Cambridge Analytica data scandal still featuring prominently in the headlines, data privacy concerns are becoming increasingly apparent in spheres beyond social media. A major report into Genomics and Genome editing in the NHS published today by the House of Commons Science and Technology Committee clearly highlights the public’s data privacy concerns surrounding genomic screening. The ...

Wearable brain scanners could transform health & society

The announcement of the development of a wearable brain scanner by a team of researchers from UCL and the University of Nottingham opens up exciting possibilities in the field of medical diagnostics and monitoring. The prototype headset can record the brain activity of a moving subject at millisecond resolution. This means that patients will no ...

Preventing the NHS winter crisis through predictive analytics

Despite plans put in place in September for 3,000 more beds to be made available this winter, between Christmas Day and New Year more than 20 NHS Trusts in England reported that they were at 100% operating capacity. As a result of demand for hospital care exceeding supply, non-urgent operations have been cancelled this month ...

Are Pfizer set to win big again with Viagra?

This week’s news that over-the-counter sales of Pfizer’s Viagra Connect will be permitted in the UK in April next year is a landmark moment. With a recent investigation revealing that Viagra accounts for 90% of all counterfeit medication sales, the move aims to clamp down on the rise of online counterfeit pharmaceutical sales. It’s interesting ...

Integrating technology into healthcare delivery

If integrated into clinical practice with due consideration, technology has the potential to improve healthcare delivery. Electronic patient records, e-prescribing and robotic pharmaceutical dispensing can improve the efficiency of healthcare operations. However, ensuring these tools facilitate positive change requires a deeper understanding of the network of multidisciplinary stakeholders that interact with these technologies. Moreover, care ...

Why insurers should embrace DIY health

Do-it-yourself (DIY) health is increasingly challenging traditional healthcare models. The most striking example of this is the Open Artificial Pancreas System (OpenAPS). This project uses open source reference implementation to allow Type 1 diabetics to link their glucose monitoring device to their insulin pump. In doing so, the function of the pancreas can be artificially ...

Network-level strategies for tackling the deficit of NHS hospitals

The National Health Service (NHS) for England is the world’s largest public healthcare system. However, with approximately half of NHS hospitals projected to be in deficit in 2017/18, a new approach is seems needed to ensure financial stability of NHS hospitals. Identifying talent Running a successful hospital requires a clear governance structure. This requires top-down ...

Physical Activity Tracking in Private Health Insurance

A prospective framework for the policy implications of the use of physical activity trackers by insurers. Private insurers including health, critical illness, income protection and life insurers are seeing a rise in claims due to the growing non-communicable disease (NCD) burden. Higher levels of physical activity have been suggested by the World Health Organization as ...

Wearables: Insurance Fad or Health Fix?

Wearable tech has the potential to provide a long-term health fix that reduces society’s disease burden, but with low rates of engagement this technology is at risk of becoming a fleeting fad. Read my article on this topic published in the October 2017 edition of The Actuary magazine.      

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